What Is Owner Financing?

Simply put, owner financing is when the seller provides all or partial financing for a home. This differs from the more conventional way of getting a mortgage through a bank or other institution. Some owner financed homes are financed through both the seller and a bank - it all depends on who's selling the house, and why they've chosen to put their house on the market in this way.

What Is Owner Financing? Who Does It?

Sellers sell with Owner Financing because over 50% of Americans cant qualify for a mortgage or one with a decent rate. Owner Finance buyers are usually self employed, have had credit issues in the past or are investors who know it is a smart way to buy. They have steady income, a good down payment and ready to move!

What Is Owner Financing? A Smart Way To Buy A Home

The real estate world is filled with all sorts of terminology, insider-talk and buying a home can feel like smashing head-on into Real Estate 101. But, then again, that's what we're here for - to help you understand the world of owner financing and how you can benefit. Check out our blog below for expert opinions and insider know-how on all the best ways to use owner financing to your advantage.

Video: Why 10% Down On Homes For Sale Financed By Owner when a Traditional Bank is only 3.5%??

by jessica on January 12, 2012 in Blog

Why Do Homes For Sale Financed By Owner Ask for 10% Down and a Traditional Bank  Only Asks for 3.5%???

Have a question of the day you want answered?? give us a call at 512-215-4987 or submit your question online via our contact us page.

Read more

Video – Homes For Sale Financed By Owner Require a Trusted Realtor to Ensure Your Success

by admin on January 10, 2012 in Homes Financed By Owner, Houses Financed By Owner

Homes For Sale Financed By Owner Can Be Tricky

There are thousands of realtors in Austin and most have little or no owner finance experience. Many just got into the game because the market demanded but don’t have the long term experience that is key to ensuring your long term success. Trolly Team has a collective 25+ years of owner finance experience and hundreds of satisfied clients.

Recently a potential (now current) client asked “why

…

...

Read more

Video: Can I Purchase Owner Financing Property as an Investment?

by admin on December 26, 2011 in Blog

Can I Purchase Owner Financing Property as an Investment?

Have a question of the day you want answered?? give us a call at 512-215-4987 or submit your question online via our contact us page.

The question being answered today: 

Can I Purchase Owner Financing Property as an Investment?

We provided a less than one minute video response – hope it helps!

Read more

Video: When Financing By Owner – What Happens if I Can’t Refinance??

by admin on December 19, 2011 in Blog, Homes Financed By Owner, Houses Financed By Owner

When Financing By Owner – What Happens if I Can’t Refinance??

 Have a question of the day you want answered?? give us a call at 512-215-4987 or submit your question online via our contact us page.

The question being answered today: 

When financing by owner, what happens if I can’t refinance when the balloon date ends?

We provided a less than one minute video...

Read more

Why We Call Ourselves the Trolly Team

by jessica on November 5, 2011 in Blog

Hi Everyone,

This is Jessica Allen, formally of Jessica’s Team.  The purpose of this post is to explain why we’ve changed our name from Jessica’s Team to the Trolly Team.

For those of you that have been with Jessica’s Team for a while – you know there are some key members of my Austin real estate team.

They are Tara – our 19 year old super star that has been part of my team…

...

Read more

Homes Financed By Owner That You Can Close in 7 Days or Less

by jessica on November 5, 2011 in Blog, Homes Financed By Owner, Homes In Austin Texas, Houses Financed By Owner

Homes Financed By Owner – You Can Close & Move ASAP

We got so much favorable response for our Williamson County list of homes financed by owner that could close quickly – we’ve setup a special page to show you some homes in Hays and Travis Counties.

If you’re looking for Willimason County homes or want to learn more on why it is possible for us to move you and your family into an…

...

Read more

Owner Financed Houses For Sale – You can Close On in 7 Days or Less

by jessica on November 1, 2011 in Blog, Homes Financed By Owner, Homes In Austin Texas, Houses Financed By Owner

...

Read more

No Money Down – Must Have Decent Credit

by admin on October 31, 2011 in Blog, No Money Down

No Money Down Metro Area Austin Real Estate

The purpose of this post is to motivate you into checking into your credit situation.  you may think you have to buy an owner financed home but the mortgage lenders are starting to ease up and we are having success with our recommended credit repair company.

These no money down homes are what is called USDA Eligible.  

 You must have decent credit and solid employment.  Unsure of…

...

Read more

Homes in Austin Texas – Your Real Estate Market Update and Statistics September 2011

by Holly on October 12, 2011 in Blog, Homes In Austin Texas

Homes in Austin Texas Continue to be Stable

 

The housing market in Austin Texas continues to show stability in our September 2011 market update despite the recent national economic volatility. August 2011 was a strong month for the Austin housing market compared to August 2010 with a 28% decrease in homes for sale, a 25% increase in homes pending sale, and with a 27% increase in the number of single-family homes sold. Sold prices decreased slightly

…

...

Read more

1 2 3 Next »